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The injuries resulting from trucking accidents have the potential to be the same as a regular auto accident. Often, the injuries are more severe simply because of the size of the vehicle and the impact associated with big rigs. Still, you can have a regular pickup truck that can cause as much damage to a vehicle and the persons in that vehicle. The injuries may be more severe, and those include neck injuries and injuries to the cervical disc. Generally, it is evenly split between cervical and lumbar injuries of the spine in those types of impacts because of the size of the vehicle and usually the speed…Read More
Surplus policies generally affect the underlying policy limits. Many of them will have a surplus policy in effect, three to five million and sometimes more. It can be called an Umbrella Policy. So for instance, an individual may have a $250,000 liability policy, but they also have a one or two million umbrella policy that covers damages that may exceed the underlying limits of that initial policy of $250,000. So in the trucking industry, the mandatory liability coverage is usually covered under an umbrella or surplus, general commercial liability policy…Read More
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